Legal Stuff

Disclosures and regulatory information

NOTICE TO SHORT-TERM INSURANCE POLICYHOLDERS

As a short-term policyholder, or prospective policyholder, you have the right to the following information:

DISCLOSURES REQUIRED IN TERMS OF THE FINANCIAL ADVISORY AND INTERMEDIARY SERVICES ACT 37 OF 2002

About the Broker

The Broker details are reflected on the policy schedule.

About RegalHCV

Regal HCV is an authorised Financial Service Provider, FAIS License number 44721. We have contracts with various insurers, including authority to deal with premiums.

Remuneration

The Rand amount of fees payable is detailed, where applicable, in your policy schedules. Commission payable on motor premiums is 12.5% and 20% on non-motor premiums.

Head Office Contact Particulars

Telephone No: 087 803 0580

Facsimile No: 086 682 0340

Website: www.regalhcv.co.za

Head Office Address Particulars

Physical address: Clearwater Office Park, Building 3 (Ground floor) Millennium Road & Christiaan de Wet Road

Responsible Key Individual Contact Particulars

Please note that the key individual(s) may be contacted at the Head Office Address.

Independent Status of Regal HCV and Professional Indemnity Insurance

We have contracts with various insurers, including authority to deal with premiums. More than 50% of our remuneration in the last calendar year was received from a single insurer. We do not hold any Insurer’s shares. We are in possession of Professional Indemnity insurance.

Authorisation

Regal HCV is only authorised to render intermediary services and may not give advice in respect of short term insurance. Regal HCV employees are not authorised by the company to give advice unless so specified and disclosed to clients. This authorisation takes the form of a certificate issued in terms of section 13 of the Financial Advisory and Intermediary Services Act.

Complaints Procedures

If you wish to discuss a complaint, please contact the complaints officer at our head office. The complaints officer will assist you to address the concerns you have. Please note that in terms of the FAIS act, all complaints must be addressed to us in writing and may be handed in at our offices. Should we not be able to address the concerns to your satisfaction, you may wish to lodge a complaint with any of the Ombudsmen whose detail appear below, but in particular with the FAIS Ombud. If you wish to learn more about our complaints policy and procedure, please ask at any of our offices.

Conflict of Interest Policy

We have a conflict of interest procedure in place, and a copy of the procedure is available on request.

Compliance Officer’s Details

Niel Wessels

Compliance Trust

Block A, Unit 4, Rock Cottage Office Estate

Christiaan De Wet cnr John Voster

Rand Park Ridge

PO Box 321 327, Fairland, 2036

E-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.

Tel: 011 794 1189

Fax: 086 636 5359

Ombud for Financial Services Providers (FAIS Ombud)

Physical Address: Kasteelpark, Orange Building, 546 Jochemus Street, Erasmuskloof, Pretoria, Gauteng, 0181

Postal Address: P.O. Box 74571, Lynnwood Ridge, Gauteng, 0040

Telephone: +27 (0)12 762 5000

Fax: +27 (0)86 764 1422

E-Mail: enquiries@faisombud.co.za

Website: www.faisombud.co.za

Ombudsman for Short Term Insurance

Physical Address: 110 Oxford Road, Houghton Est, Gauteng, 2198

Postal Address: P.O. Box 32334, Braamfontein, Gauteng, 2017

Telephone: +27 (0)11 726 8900

Fax: +27 (0)11 726 5501

Sharecall: 0860 726 890

E-Mail: info@osti.co.za

Website: www.osti.co.za